Crypto under attack – Tether downgraded

  Here’s why S&P Global Ratings recently downgraded Tether (and its stablecoin USDT) to the lowest rating level — and what it means. 📉 🔎 What S&P did — and the downgrade level S&P lowered USDT’s “stablecoin stability” rating from “4 (constrained)” to “5 (weak)” — the lowest possible level on its scale. The downgrade […]

Salary Sacrifice, what it means for Employees!

  Here’s a breakdown of what the recent “salary sacrifice shake-up” means for staff and employers under the new rules announced in the 2025 UK Budget. 🔧 What’s changing (what the shake-up actually is) Under the new rules, from April 2029 the amount of pension contributions made via salary sacrifice that are exempt from National […]

WHY IS CHINA MAKING IT IMPOSSIBLE EFFECIVELY TO TRADE ?

  Good question — and yes, there are several reasons why many analysts say People’s Republic of China (China) is making trade effectively “impossible” (or much harder) — both by design and as a side effect of its shifting economic strategy. Here’s a breakdown of the main factors right now. 🚧 Why trade with China […]

THE FATAL FLAW IN USING BITCOIN AS A CURRENCY

Many issues complicate Bitcoin’s use as a true everyday currency, but one fatal flaw stands above the rest: ⚠️ Bitcoin’s price volatility makes it unusable as a stable medium of exchange. A currency must reliably store value in the short term so that: buyers know what they’re actually paying, sellers can predict revenue, wages and […]

CRYPTO DUMPING WHY?

  When stock shares tumble, you often see crypto holders (“hoarders”) dump their tokens for several predictable reasons. It’s a common cross-market behavior and doesn’t require any specific news event to explain. Here’s why it happens: 1. Investors Need Cash (Liquidity Crunch) When traditional markets fall, many investors face margin calls, losses, or general fear.They […]

The BOE committee members that decide our interest rates. FIT FOR PURPOSE??

    Is this committee in any way fit for purpose? No “Real business” experience All Academics or Bank civil servants with almost no commercial (real private business) experience, no CEO’s (or Ex) of major Corporate institutions, no entrepreneurs?  Can we rely on these people to be knowledgable about the country’s needs for competative interest […]

Are Crypto Currencies safe? – Details of attacks!

  The Decentralised Finance (DeFi) (Crypto Currency) sector is indeed at risk of attack, and the risks are non-trivial. Below is a breakdown of why it’s vulnerable, what kinds of attacks are happening, and what to watch out for.  ✅ Why DeFi is vulnerable Here are some of the structural and operational features that expose […]

Hedge fund, selling Bonds that do not exist!

NON existent debt Here’s a breakdown of the tactics used by hedge funds in Europe’s market for “non-existent debt” (ie. debt that is being traded before it’s formally issued or fully settled) and how they’re shaping risk and opportunities. The main story centred on Ardagh Group S.A.’s restructuring, but the mechanics reflect broader trends. Financial […]